2022 Harley-Davidson® Carolina Coast Harley-Davidson®, Wilmington, North Carolina - Selling your bike? Buying from a private owner? We can help with our Rider-to-Rider Private Party Financing program

Private Party Financing

Have you decided to buy or sell a used Harley-Davidson® motorcycle through other means and only need to obtain financing to complete the sale? We can help you!
Call us at (910) 791-9997 to speak to a Salesman and ask about our Rider-to-Rider Financing Program.

Through the Harley-Davidson® Rider-to-Rider Financing Program*, financing is available to qualified individuals who are buying a used motorcycle from a private party.
We can help you obtain financing and give you peace of mind knowing Harley-Davidson® experts are involved in your sale.


 

Benefits for the Buyer

  • Ability to finance motorcycle with competitive financing rates and terms available.
  • All buyers considered.
  • All paperwork completed and verified through dealership
  • Ability to include additional Harley-Davidson® branded products and services (Harley-Davidson® Extended Service Plan, Parts & Accessories, Harley-Davidson® MotorClothes®)
  • Opportunity to have the bike inspected and receive a maintenance check prior to purchase.
 

What Do You Need to Do as the Buyer?

  1. Complete the ESB Online Credit Application. here
  2. Go to Carolina Coast Harley-Davidson® dealership. You will need:
    1. Valid state or federal government photo identification
    2. Proof of physical damage insurance (our dealership can help you acquire insurance if needed)
    3. Down payment via cash, check or credit card (if applicable)
    4. You may also need to provide:
      1. Proof of income (e.g. W2 or current paycheck stub)
      2. Proof of residence (e.g. utility bill, mortgage loan statement)
  3. Once the credit application has been approved, the dealership will visually inspect the motorcycle, complete and verify all paperwork for the sale with buyer(s) and seller(s), and ensure (if applicable) all warranties are properly transferred.
  4. Take delivery of your motorcycle.


 

Benefits for the Seller

  • Expand the pool of potential buyers for your motorcycle by offering them a financing option to help complete the sale.
  • Let Carolina Coast Harley-Davidson® quickly and easily handle the processing of all paperwork (e.g. title transfer, bill of sale, loan contract, etc.) and applicable warranties
  • Assist you with your current loan payoff (if applicable)
  • Get check for your motorcycle from our dealership
 

What Do You Need to Do as the Seller?

  1. Call Carolina Coast Harley-Davidson® at (910) 791-99997 to discuss how the H-D® Rider-to-Rider Financing Program can help you
  2. Let your buyer know that competitive financing rates and terms are available to them through your local Harley-Davidson® dealer.
  3. Recommend your buyer complete the ESB Online Credit Application here
  4. Bring the motorcycle being sold to your local H-D® dealer along with your valid identification, title and/or current loan information. (If you have a joint loan account both account holders must be present or a notarized release from parties not present providing permission to sell must be presented at time of transaction).
  5. Once your buyer's credit application has been approved, the dealership will visually inspect the motorcycle, complete and verify all paperwork for the sale with buyer(s) and seller(s), and ensure (if applicable) all warranties are properly transferred.
  6. Confirm delivery of bike to your buyer.
  7. Receive a check from the our dealership for the sale of your motorcycle!

 


Frequently Asked Questions

 
AS THE SELLER, IT SOUNDS LIKE I'M TRADING IN MY BIKE AND THE DEALERSHIP IS SELLING IT FOR ME. IS THIS TRUE?

No. The transaction is still a private sale. Many sellers find the easiest and quickest way to sell their bike is by helping their buyers obtain financing to complete the sale. Only your local Harley-Davidson® dealer can offer financing through the H-D Rider-to-Rider Financing Program. Let Carolina Coast H-D® dealer do the work for you so you can easily complete your sale and get your money faster.



AS A BUYER, WHY WOULD I BE INTERESTED IN THE RIDER-TO-RIDER PROGRAM?

Through H-D Rider-to-Rider Financing Program you can acquire the financing necessary to complete your bike purchase. Your H-D® dealer can offer you competitive financing rates and terms and work with you to customize a solution that best meets your needs. Plus, you’ll have the opportunity to receive a complete maintenance check on the bike and all factory warranties will be successfully transferred from the previous owner. You also may be able to include additional H-D® branded products and services (H-D® Extended Service Plan, Parts & Accessories, H-D® MotorClothes) only available at your H-D® dealership to the financed amount. The H-D® dealer will be available to answer any of your questions and provide you expert service on the day of the sale and into the future.



DO BOTH THE BUYER AND SELLER NEED TO BE AT THE DEALERSHIP AT THE SAME TIME TO COMPLETE THE SALE?

Yes, you can advertise that financing is available on your motorcycle through this program. This is a great way to expand the pool of potential buyers. You can also include the link to our Online Credit Application in your ad to encourage customers to apply .

 

contact us
 

The Harley-Davidson® Rider-to-Rider Financing Program is offered through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson® Financial Services (HDFS) at participating Harley-Davidson® Dealerships